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Legal Credit Repair
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Find or Sell a Home
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 Sign up for e-mail notifications on new rent to own listings.
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Do you know someone who is trying to sell their home?
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FREE CREDIT REPORT
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Check your credit report for free!
Your Rights under Georgia State Laws: If you are a resident of the State of Georgia, you have the
right under state law to obtain two (2) free copies of your credit file
disclosure, commonly called a credit report, during each calendar year
from each of the three nationwide consumer credit reporting companies -
Equifax, Experian and TransUnion.
CLICK HERE
 Georgia Resident Credit Report Request Form
Your Rights under Federal Laws:
The Fair Credit Reporting Act (FCRA) requires each of the nationwide
consumer reporting companies – Equifax, Experian, and TransUnion – to
provide you with a free copy of your credit report, at your request,
once every 12 months. The FCRA promotes the accuracy and privacy of
information in the files of the nation’s consumer reporting companies.
The Federal Trade Commission (FTC), the nation’s consumer protection
agency, enforces the FCRA with respect to consumer reporting companies.
A credit report includes information on where you live, how you pay
your bills, and whether you’ve been sued, arrested, or filed for
bankruptcy. Nationwide consumer reporting companies sell the information
in your report to creditors, insurers, employers, and other businesses
that use it to evaluate your applications for credit, insurance,
employment, or renting a home.
Visit the links below to find out more about your rights under the
FCRA and the Fair and Accurate Credit Transactions (FACT) Act, which
established the free annual credit report program.
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